I went to Equifax, Experian and Transunion, and you’re supposed to answer four security questions, which should be easy if it’s you: Which of these four addresses have you lived at? Which of these employers have you worked for? We’ll deactivate the card.’ Even though there were all these flags, they still sent the credit card out to this address that was not mine. I just thought someone had stolen my credit card and had gone out to eat and purchased some items. They said someone had tried to obtain a credit card using my name, address and Social Security number and asked if had I signed up for a card. I cross-checked the phone number, and sure enough, it was to a major credit card company’s fraud department. I thought, ‘Oh sure, I’m going to call this credit card company and talk to them about my account.’ I thought it didn’t seem legit. I had gotten a call the day before as well from a major credit card company asking me to call them, and I initially thought that that was fraudulent. In February 2013, I came home after work on a Friday and received a phone call. How did you first realize you were a victim of identity theft?
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